Our products

Term insurance

- Term life with a twist for the client who wants protection and the opportunity to get money back. Guaranteed level term plus an endowment benefit equal to cumulative base premiums paid if the insured survives and maintains the policy to the end of the term period.

Whole life

- Nonparticipating Whole Life product.

- Final expense product, no medical exam required.

Accident and Health

- Products designed to fill in the gaps in current health coverage. Plans include critical illness coverage, accident only emergency care and cancer      coverage.

- Help lower your out-of-pocket medical expenses.

- Immediate funds to assist you at a time of medical emergency.

- Accident medical expense plan with a wide range of benefits and options designed to supplement a family's basic medical protection.

- Disability income product with a return of premium feature providing income when you need it most! 

Annuities

- Tired of low CD rates?  Check out fixed annuities that provide great rates and liquidity.  Some have bonuses too!